Acquiring
Hosted and API-driven checkouts, unified order references, and callbacks you can replay safely.
Private beta · invitation only
Quiet infrastructure for serious payment operations.
Toasterpay connects your product to card, bank, and wallet rails through a single contract: orders, webhooks, settlement, and routing you can reason about—without the carnival.
- Interface
- Idempotent HTTP · versioned errors · predictable limits
- Money trail
- Exports you can reconcile; no hand-wavy “trust us” balances
- Routing
- Rules and circuit-breaking—owned by your operators, not ours
Settlement
Cadences that match your finance calendar—statements that match your ledger.
Routing
Weighted paths and health-aware failover when a corridor misbehaves.
Corridors we work in
We connect merchants to local payment rails in the United States, Japan, India, Brazil, South Korea, and Russia—wallets, card schemes, and bank networks where agreements allow.
United States
Typical instruments
Cards, ACH, and wallet tokens where contracted
Bank network
FDIC-member settlement paths through partner banks
Japan
Typical instruments
QR, convenience-store, and card-present flows per licence
Bank network
Major Japanese banks via local acquirer relationships
India
Typical instruments
UPI and card stacks as approved for your use case
Bank network
Scheduled commercial banks through regulated PSPs
Brazil
Typical instruments
Pix and boletos where risk and KYC allow
Bank network
Large retail banks via in-country processors
South Korea
Typical instruments
Kakao Pay, Naver Pay, Samsung Pay, Toss, and domestic card networks where contracted
Bank network
Shinhan, KB Kookmin, Hana, Woori, NH Nonghyup Bank via licensed partners
Russia
Typical instruments
Mir, SBP (Fast Payment System), and card or e‑commerce flows per licence
Bank network
Sberbank, VTB, Gazprombank, Alfa-Bank, Tinkoff Bank through regulated partners
Digital assets
Where regulation and your risk appetite align, fiat and stable-value flows can share operational tooling—same order spine, stricter controls.
Networks
Configurable confirmation depth; monitoring tuned to your treasury policy.
Pricing
Approved assets only; quotes and slippage bounds you set in advance.
Controls
Jurisdiction-aware rules—screening hooks where your counsel requires them.
Operations
Webhooks and exports that match your accounting—not a separate shadow system.
Not offered in all regions; availability follows licence, asset list, and onboarding outcome.
What sits behind the curtain
We orchestrate common card schemes, bank transfers, wallets, and regional schemes. Labels on this page are descriptive, not endorsements—what you get depends on corridor, risk review, and contract.
No volume trophies
We do not sell “infinite scale” or “AI-powered everything.” If Toasterpay fits, it is because your team values readable systems and a vendor who still answers email.
Read the docs